Is Compare Mortgage Rates mortgage advice?

Compare Mortgage Rates provides general information, calculators and adviser callback options. The website content is not personalised mortgage advice.

Are calculator results guaranteed?

No. Calculator outputs are estimates only. Actual mortgage availability, rates, costs and repayments depend on lender criteria and your circumstances.

Can this page guarantee a mortgage approval?

No. Mortgage approval is never guaranteed and depends on lender assessment, affordability, credit history, property details and other checks.

How we make money

Compare Mortgage Rates is free for users to access. We do not charge you for using the mortgage calculators, information pages, or callback form.

Where revenue comes from

We may earn a referral fee or commission if you use a mortgage adviser or broker partner we introduce. The payment is made to us by the adviser, broker, or their firm under our commercial arrangement with them.

This does not affect the calculator results, the general information shown on this website, or your ability to use the site. It also does not mean a mortgage will be available or suitable for you.

What this means for you

You never pay Compare Mortgage Rates a fee for using the site or requesting a callback.
The mortgage adviser or broker partner may charge their own fee. They should explain any adviser fee, broker fee, lender fee, commission, or other charge before you decide whether to proceed.
You are under no obligation to use an adviser or broker we introduce.
Any mortgage product, rate, or fee discussed with an adviser will depend on your circumstances and lender criteria.

Important disclaimers

Compare Mortgage Rates is an information and introduction service. We are not a lender and we provide general information only and do not make regulated mortgage recommendations on this website.
Calculator results are estimates only and are not mortgage offers, decisions in principle.
We do not guarantee mortgage approval, specific rates, savings, or that a broker or adviser will be able to help.
A broker or adviser partner is responsible for explaining their service, regulatory status, fees, and any recommendation they make before you proceed.

How we handle enquiries

We do not sell your contact details to multiple lead buyers.
We do not pass your data to other industries such as insurance, conveyancing, or will-writing unless you have separately agreed to it.
We do not advertise on the site to third parties using your enquiry data.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Browse mortgage calculators Compare repayment, borrowing and stamp duty estimates. Check your borrowing estimate Estimate a possible borrowing range from income and deposit assumptions. Estimate monthly repayments Model repayments using your own rate, term and deposit assumptions.

Rate comparison with context

Compare Mortgage Rates is built around comparing mortgage costs beyond the headline rate. Product fees, term, loan-to-value and lender criteria can all change what is appropriate for a borrower.